Kansas Workers’ Compensation

What Every Employer Needs to Know

By: U.S. TAX BAY | 📧 info@ustaxbay.com

Running a business in Kansas?

Then you need to understand your obligations under the state’s workers' compensation laws. Not complying can lead to serious financial and legal consequences. Here's what every Kansas employer must know:

✅ Is Workers’ Compensation Insurance Required in Kansas?

Yes.

Every Kansas employer with employees is required to carry workers' compensation insurance, unless the business qualifies for a legal exemption.

🚫 Who Might Be Exempt?

While most employees must be covered, some exceptions apply:

• Businesses with a total annual payroll of $20,000 or less

• Agricultural workers (in some cases)

• Real estate agents operating as independent contractors

• Firefighters who are members of a relief association and have formally waived coverage

• Owner-operator drivers (e.g., truckers) with their own occupational accident insurance

🛒 How to Buy a Policy

Kansas employers have three main options for securing workers’ compensation coverage:

1. Private Insurance Carriers – Most employers use private insurance companies.

2. Kansas Assigned Risk Pool – For businesses labeled high-risk and unable to get private coverage.

3. Self-Insurance – Large, financially stable companies may apply to self-insure their claims.

   
   

⚠️ Penalties for Noncompliance

Failing to carry workers' compensation insurance in Kansas can result in:

• Civil fines of $25,000 or twice the premium cost — whichever is higher

• Forced closure of the business by state authorities

These penalties are strictly enforced, so proactive compliance is critical.

⚰️ Kansas Workers’ Compensation Death Benefits

In the unfortunate event of a worker’s death due to a workplace accident:

• Family members may receive 67% of the deceased’s average weekly wage

• Total death benefits are capped at $300,000, unless payments go to a child under 18

• The state issues an initial lump sum of $40,000

• Up to $5,000 is covered for funeral expenses

• All medical expenses related to the accident are paid

💼 Need Help Setting Up Payroll & Workers’ Comp Compliance?

U.S. TAX BAY simplifies business setup, payroll, and insurance compliance for Kansas employers. Our services include:

✔️ Payroll Tax Registration

✔️ FEIN (Federal Employer Identification Number) Registration

✔️ Secretary of State (SOS) Business Registration

✔️ Workers' Compensation Registration Support

✔️ Full-Service Payroll Management

✔️ Unemployment Insurance Account Setup

✔️ Ongoing Compliance Services

⚡ Fast Turnarounds. Expert Support. Affordable Pricing. ⚡

📞 Get a FREE Consultation Today!

🌐 Visit: www.ustaxbay.com

📧 Email: info@ustaxbay.com

💡 Why Trust U.S. TAX BAY?

We support businesses across the U.S. by handling everything from registrations to insurance compliance. We make it easy for you to focus on growth while staying 100% compliant with Kansas laws.

Let us take care of the red tape—so you don’t have to.

Disclaimer: This post is for informational purposes only and does not constitute legal or tax advice. Always consult a qualified expert for personalized guidance.

Kansas Workers’ Compensation Law for Employers | U.S. TAX BAY

Learn Kansas workers’ compensation laws, coverage exceptions, penalties, and death benefits. U.S. TAX BAY helps your business stay compliant. Free consultation!

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