Georgia Workers’ Compensation

Essential Guide for Employers:

Written by US Tax Bay

At US Tax Bay, we help businesses navigate payroll and compliance requirements across the U.S. If you own a business in Georgia, understanding workers’ compensation laws is crucial for protecting both your employees and your company.

Is Workers’ Compensation Required in Georgia?

Yes.

In Georgia, every business with three or more employees must carry workers’ compensation insurance. This applies whether employees are full-time, part-time, or seasonal.

Which Workers May Be Excluded from Coverage?

Georgia law allows for certain exemptions. Workers who may be excluded include:

• Railroad workers engaged in interstate or intrastate commerce

• Farm laborers

• Domestic servants

• Licensed real estate agents or associate brokers

• Independent contractors

Business owners should consult legal or insurance professionals to properly classify all workers.

How to Purchase Workers’ Compensation Insurance in Georgia

Business owners can purchase workers’ compensation insurance through private insurance carriers licensed to operate in Georgia.

Need help finding the right policy? US Tax Bay can guide you through the process and ensure full compliance.

Penalties for Noncompliance

Georgia imposes strict penalties for businesses that fail to comply:

• Civil penalties ranging from $100 to $1,000 per violation

• Failure to provide coverage may result in fines from $500 to $5,000 per violation

• Employers may be charged with a misdemeanor, punishable by fines between $1,000 and $10,000 or up to 12 months in jail

• If a worker is injured and the employer lacks insurance, the employer must pay all medical costs, legal fees, and an additional 10% compensation penalty

Death Benefits for Workers’ Families

In the event of a fatal workplace injury:

• Eligible family members may receive up to $150,000 in total benefits

• Payments are made until the dependent reaches age 65 or after 400 weeks, whichever is longer

• A lump-sum funeral benefit of up to $7,500 is also available

Need Help Setting Up Your Business Payroll and Compliance?

U.S. TAX BAY makes it simple for new and growing businesses!

We handle everything you need:

✔️ Payroll Tax Registration

✔️ FEIN (Federal Employer Identification Number) Registration

✔️ Secretary of State (SOS) Business Registration

✔️ Workers' Compensation Registration Support

✔️ Full-Service Payroll Management

✔️ Unemployment Insurance Account Setup

✔️ Ongoing Compliance Services

⚡ Fast Turnarounds. Expert Support. Affordable Pricing. ⚡

📞 Get a FREE Consultation Today!

🌐 Visit: www.ustaxbay.com

📧 Email: info@ustaxbay.com

We simplify business setup and compliance across all 50 states.

Our team ensures you meet Georgia’s regulatory requirements and helps your operations run smoothly.

Georgia workers' compensationworkers' comp insurance GeorgiaGeorgia workers' compensation penaltiesGeorgia workers' compensation death benefitsUS Tax Bay